kravia.

Receivables management is one of those categories most B2B founders don't think about until it breaks. The invoice goes out, the customer is slow, the spreadsheet grows, and someone in finance starts spending Wednesdays writing dunning letters. By the time the company hires for collections, the cash is six months late and the customer relationship is salvageable but bruised.

Kravia rebuilt the category around the operator. Founded 2017 in Bergen (originally as Totalkapital), Kravia replaces the Wednesday spreadsheet with an integrated platform — billing and invoicing, dunning, installment plans, dispute management, and pre-legal and legal debt collection — all plugged directly into the cloud accounting systems where invoices originate.

The pricing is its own statement: collection is free if the invoice is under 90 days old. That's not a marketing flourish — it's a business model that aligns Kravia with the operator. If the platform works, the invoice doesn't age past 90 days. If the platform doesn't, Kravia gets paid. The incentive runs the right way.

Today Kravia is a 48-person team co-invested by Amp Eleven and Verdane. The category looks unsexy from the outside; the businesses paying Kravia know what compounding 1% improvement to days-sales-outstanding does over a quarter.

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